Your Dreams.  Your Goals.  Your Future.

There is often a lot of concern, worry, and anxiety that accompany a family’s financial planning. People are afraid of risking their hard-won financial assets while worrying that they might miss out on financial opportunities. But, you need a plan.

Your Dreams.

Your Goals.

Your Future.

There is often a lot of concern, worry, and anxiety that accompany a family’s financial planning. People are afraid of risking their hard-won financial assets while worrying that they might miss out on financial opportunities. But, you need a plan.

WHO WE ARE

We are an investment and financial planning firm with deep roots in the South Bay community and a long track record of working with local families.

WHAT WE DO

We work with you to discover your best path to financial peace of  mind. Learn about our Vision-Focused Planning™ process.

HOW WE INVEST

We focus on investment strategies, savings, asset growth, retirement spending and withdrawal strategies, investment strategies, known upcoming cash needs, and more!

GETTING STARTED

Our clients are often surprised how easy and painless it is to get started. Together, we’ll consider your starting point, where you want to be, and we’ll plan to make it happen.

Client Pledge

Planning for the future can come with a wide variety of emotions: concern, excitement, fear, uncertainty, and doubt. Sometimes all at once. This is absolutely appropriate considering what is at stake. We like to focus on the positives while acknowledging and addressing all of your concerns. We like you to also experience relief and freedom.

This is our pledge to you:

Focus

We pledge to focus on your goals and your success. Every client is unique and has specific challenges, goals, and needs.

Simplicity

We pledge to simplify your financial life and to put your mind at ease about all of the decisions – great and small – that affect your financial future.

Plain Talk

We pledge to use straightforward language and ideas and to avoid the jargon and alphabet soup that finance wonks like to hide behind.

Read more about our Client Pledge

CONCERNED ABOUT YOUR FINANCIAL FUTURE? GIVE US A CALL!

Jim Ward

Jim Ward

Jim Ward is a fee-only Certified Financial Planner® (CFP® RICP®), Estate Planning and Elder Law Attorney, and Investment Adviser Representative with J Ward Financial Services, LLC, a Registered Investment Advisor.

Along with his law degree and CFP® RICP® designation, Jim holds a post-graduate law degree (LL.M.) and maintains his Series 7 and Series 66 FINRA licenses. He also carries specialized credentials as a Retirement Income Certified Professional® (RICP®) and Chartered Retirement Planning Counselor® (CRPC®).

Jim’s broad background, extensive experience, and wide-ranging interests allow us to offer clients a truly interdisciplinary approach. Unlike many financial planners or wealth managers who focus narrowly on one field, Jim brings a well-rounded, comprehensive perspective to every client relationship.

Why does “fee-only” matter? Because Jim accepts no commissions or incentives from outside financial institutions. His sole commitment is to you — your needs, your goals, your best interests.